FP&A Specialist

About us

At NOVACARD, we’re building digital financial products that actually work for real people. We are a fast-growing, data-driven mexican company where financial insights directly shape strategy, growth, and profitability.

We operate in a high-impact environment where unit economics truly matter. The work you do here doesn’t stay in models — it influences pricing, growth decisions, fundraising narratives, and long-term sustainability of the business.

About the role

We’re looking for a FP&A Specialist with strong analytical and financial modeling skills, capable of owning and evolving our unit economics framework.

Your main objective will be to understand, model, and explain the profitability of our business at a unit level. On a daily basis, you’ll work with CAC, LTV, contribution margin, payback periods, cohorts, and scenarios to help leadership understand what drives value — and what doesn’t.

This is a hands-on, individual contributor role with high exposure to strategic discussions.

Requirements

Must-have:

1. Advanced / fluent English (presentations, discussions, documentation).

2. 2–4 years of experience in unit economics, financial modeling, FP&A, analytics, or similar roles (fintech, banking, startup environments preferred).

3. Advanced Excel for financial and cohort modeling.

4. Strong SQL skills for data analysis.

5. Solid understanding of unit economics concepts (CAC, LTV, contribution margin, payback, churn).

6. Ability to translate numbers into clear business insights.

Nice-to-have:

1. Python or R for analysis.

2. Experience with BI tools (Power BI or similar).

3. Exposure to pricing experiments or monetization strategies.

4. Experience working in fast-paced, growth-stage companies.

Responsibilities

1. Build and maintain dynamic models for CAC, LTV, contribution margin, payback period, and churn-adjusted profitability.

2. Segment unit economics by product, cohort, geography, or channel.

3. Analyze customer behavior, retention, and monetization patterns to identify profitability levers.

4. Support pricing experiments and assess their impact on margins and lifetime value.

5. Model how changes in acquisition costs, retention, or pricing affect long-term profitability.

6. Simulate break-even points and growth thresholds under different scenarios.

7. Prepare clear, defensible unit economics narratives for leadership, fundraising, and board discussions.

8. Partner closely with Finance, Growth, and Data teams.

Benefits

1. Gross monthly salary: $60,000 – $65,000 MXN (based on experience).

2. Hybrid work model in CDMX.

3. 30 days of Christmas Bonus

4. 50% Vacations Bonus

5. 20 days of Vacations

6. Private medical insurance (SGMM).

7. Grocery vouchers.

8. Annual Bonus based on performance